BRK.B is a cautious, 'okay' choice for low-effort investing due to high cash and low AI exposure, though this safety is already priced in and the insurance sector faces potential future crises.

Is there something safe fund, something like that, Berkshire, that can do that for me?

We all seek for cheap funds, easy, and then Berkshire is still at 366 billion in cash. Which is 40 something percent of the balance sheet. Now Greg Abel is spending something I don't know whether me and Warren agree, but that's a different story.

I'm saying that at this moment in time, after 15 great years and actually after 45 amazing years, we are at the peak of investment gambling. And then you come to me and you ask, "Give me something easy so that I can just make money like my dad made money the last 15 years or 20, 30.

I can't be hedged. I can't spend too much time working on it. Just give me easy." ... Because when it comes to investing, maybe cautious yes to Berkshire. It's not great. It's not good. Berkshire is okay.

But that's then again, owning stocks. Is it safer than the S&P 500? Yes, it has much more cash, has little AI exposure, but it's also priced for that already now.

Better? Yes. You might think about it. So, the only option might be Berkshire. But Berkshire is insurance. You have not yet seen a crisis in insurance in the last 10-15 years. Early 2000s, 1980s, Berkshire was trading at P ratios of 8-9. It will happen again.

I'm thinking here, what can I say? Maybe Berkshire, but solve your life and then just the extra. Let me know in the comments what you're thinking to see if there are some solutions, perhaps better than Berkshire.