SCHG is a preferred large-scale ETF for the growth portion of a three-fund portfolio, backed by an ~18.7% average 10-year return.

The large-scale exchange-traded funds that I prefer are SCHG (growth), QQQM, and VUG. SPMO is also suitable , and I am impressed with this box.

As for SCHG, the average 10-year return was around 18.7%, which is almost double the return of VXUS. That's a big difference. If he invested the same amount ($500 per month) in SCHG and received a return of 18.7 % for 30 years, he would receive approximately $8,360,000. That's a huge difference.

So, the best three-fund portfolio in the world, in my opinion, is a basic ETF like VOO or VTI, a safe and stable cash flow ETF like SCHD or maybe VTV, and a slightly higher-yielding, slightly higher-risk growth ETF like SCHG, QQQM, or VUG.