由于费用高昂（最高达4.25%），应避免通过Edward Jones办理529计划，并转移现有账户。
逐段跳播
对我来说最刺眼的是，我不会通过 Edward Jones 来做 529 计划。这只是我的个人看法。他们收取极高的费用，有时高达 4.25%，仅仅是为了持有和托管这些 529 计划，而你本可以选择州政府项目或单独购买的项目，不必支付所有这些费用。
what's glaring to me is I would not do the 529s with Edward Jones. That's just my opinion. They charge extremely high fees, sometimes up to 4.25% just to carry and host those 529s when you can go to a state program or an individually purchased program and not have to pay all of those fees.
那会是我第一个要去研究的头等大事，就是不要用 Edward Jones 来做 529 计划。虽然我确实喜欢这个想法，但我个人就是不会用 Edward Jones。
That would be the number one thing I would research first is to not use Edward Jones for the 529s. Although I do like the idea, I just personally wouldn't use Edward Jones.
抱歉了，Edward Jones，但我肯定会把它们转走，因为他们收取的费用真的很高。你有持续性的开支、维护费，但除此之外他们还有前置费用，大约是 4%，最高到 4.25%。
Sorry, Edward Jones, but I would definitely transfer them because they charge really high fees. You have ongoing expenses, maintenance fees, but then also they have their front-loaded fee which is roughly 4% up to 4.25%.
我不想听起来像是我们今天在挑 Edward Jones 的刺，但重要的是你的钱要增长、要尽可能为你赚得更多，而不是为他们。这就是为什么他们能付得起那么高的租金，在每个街角都设一个办公室。我就是觉得这不是个好主意。
I hate to sound like we're picking on Edward Jones today, but it's just important that your money grows and makes as much as it can for you and not them. And that that's why they could pay all that high rent having an office on every corner. And I just don't think it's a good idea.
这个频道对 $ED 的历次判断
Rich Habits 在这只股票上只有这一条判断。