SOFI是强劲的长期买入标的；通过吸引Z世代和Alpha世代，并利用比传统银行更优的商业模式，它有巨大潜力在5-10年内达到每股50-100美元。

Stock number two of these four stocks is SoFi Technologies. This one's been heating up the past month. It's up almost 9% in the past month. This is a $17 stock right now. SoFi, they're at the cross-sections of banking and fintech. You might use it through the app. Some people use it for loans. Some people use it as a checking or a savings account. Some people use them for, you know, other financial related products or to buy stocks through or or crypto. Like, there's many different use cases for SoFi. They're kind of a one-stop shop for like everything banking, fintech related. Even you can go through it for insurance products. Like, oh my gosh, it's insane.

Right now, for Sofa, you got to understand this stock is a multi-year buy for me. If you look at my position in the public account, I started adding shares in 2024. Think about that. This is what, two, you know, March 2024, that's what, two and a half, over two and a half years ago, roughly, right, at $6.93, right? I also have shares I bought in 2025 in that portfolio. I also have shares I bought in 2026 in that portfolio, right? And I've averaged up. And I can tell you for me to average up on a stock, I got to really believe in that stock a lot. A lot. Okay. So, so far I'm up 93% on SoFi over this multi-year buy. And I'm still very intrigued in buying more shares.

Okay. This is where Celsius or excuse me, SoFi's trailing 12 month revenue has gone over the last several years. That's what we like to see, baby. Now, keep in mind earnings per share. This company used to be a huge money loser. And this is why the stock used to be a $6 stock and no one wanted a piece of it. was a huge money loser. People thought they were going to lose money forever. I did a lot of research in this company many years ago and I said, "Oh my gosh, they're going to flip to profitability and then it's going to start building and scaling from there." It's exactly what we've seen play out, right? They went from taking those massive losses to cutting the losses, smaller, smaller, smaller, right? And now they're in a profitability building stage and that has a long way to go in terms of the building of the profitability over the next several years.

Well, look what SoFi's doing. Sofi's attracting a ton of the millennials. They're attracting a ton of Gen Z, right? And they're in a great position to when the Gen Alpha generation, right, needs bank accounts and different fintech related products. SoFi is the most wellpositioned financial institution in the United States to capture that generation in a massive way.

Right? So imagine where that those generations wealth goes over the next 5, 10, 15, 20 years, right? It's going to scale in Sofa is going to put themselves in a position to be what those current companies are right now, right? Because you know the the 18-year-old who needs to set up their first bank account, that 18-year-old is going to be much more interested in signing up for SoFi and starting to build their financial life with SoFi, right? Rather, than with Wells Fargo or Bank of America, the old school players, right? And so this is something that's very substantial and I don't think enough people are are understanding the long-term dynamics here, right?

So, if you've heard me talk about SoFi, I talk about this stock long-term, meaning over the next 5 to 10 years. I'm not talking about SoFi 20 years from now, 30 years from now. SoFi long-term over the next 5 to 10 years, has a great opportunity to be a $50 to $100 stock, right? If this company becomes a $50 to $100 stock, like I think it's going to become in the next 5 to 10 years, that's a $65 to $130 billion mark cap, which still isn't even remotely close to the market capitalizations of these companies.

And keep in mind, SoFi is likely building a way better business model than these traditional banks. These traditional banks have bankers and the tellers and ATMs all over the place that they have to service and the branches all over the place and the physical locations like SoFi is a clean business model compared to these other guys right and so just understand SoFi's long-term margins will be likely way better way better and they are taking much more asset like approach than the traditional banks it could be in a way better position than these traditional banks have been over time right so just understand SoFi, oh my gosh, does that have huge long-term potential, right?

Anthony No has been doing a great job running this company over the years. He needs to just never overlever the company during a recessionary scenario and get them out to the other side and they'll be fine and they'll just get bigger and bigger. And that's the banking like you you really study the banking industry over time. Half the battle is just making sure you don't go under during a recession. And then when you come out the recession out the other side, you build your business, you build your business, you build your business, right? you attract more and more high net worth individuals that are strong regardless of the economic environment and just builds stronger and stronger and stronger. And so he's putting the company in a great position to be a long-term very successful company in the banking space and fintech in general. And so uh yeah, definitely a guy it's hard to bet against him, right?

So the way I look at So $17 stock right now, anything under $20 is a grab and stash. Grab them and stash them.