Citigroup has the greatest opportunity for growth among bank stocks; target price is 145 based on successful transformation and management, despite concerns over tangible stock levels.

Dory Wiley, you prefer "Citi" a little more than the others, "Citi" bank. For City, they have a slightly greater opportunity to expand than before. The transformation plan is still bearing fruit there.

The CEO is doing a good job. The market places the price-to-earnings ratio slightly lower than the rest. Therefore, I think Citigroup should reach a price of 145. There is a lot of room for movement there.

The only concern I have about the financial positions at the moment is that they have started to fall below the 6% for tangible stocks that I prefer to maintain as a minimum . In fact, I prefer around 7 or 8 like community banks because they are too big to be bailed out when problems occur.

So, I'd like to see that change, but I think Citibank has the greatest opportunity for growth,