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$SOFIBullish
SoFi is undervalued because the market treats it as a lender instead of a broader digital financial services platform; the speaker holds a long position.
SoFi just reported record Q2 adjusted net revenue of roughly $1.2 billion, record member and product growth, and a $157 million of net income. Management continues to expect roughly 30% annual adjusted net revenue growth in 2026.
The bull case is that the market is still valuing SoFi more like a lender than a broader digital financial services platform. You all know I've been invested in SoFi for a while, and I really like that company.